（二）直接关系当事人或者第三人重大权益，经过听证程序的；
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Fast forward a year: they get a new phone and set up the messaging app. They aren’t prompted to use a passkey because one no longer exists in their credential manager. Instead, they use phone number verification to recover their account. They are then guided through the “restore backup” flow and prompted for their passkey.
第一，沉睡资产。德索托的理论核心可以用一个词概括——产权。更准确地说，是可转让、可抵押、可标准化的产权。他在《资本的秘密》中提出一个简单而深刻的问题：为什么穷人手里拥有资产，却依然贫穷？答案是，他们拥有的只是“沉睡资产”。